Individends is a personal finance education website operated by an individual based in France. We are not yet a registered company. Our website provides educational content, tools, and resources related to dividend investing and long-term investment strategies.
Contact Information:
Email: individends@gmail.com
Location: France
We may collect various types of personal data when you use our website and services. The specific data collected may vary depending on how you interact with our platform, but typically includes:
Please note: As our platform evolves, the specific types of data we collect may change. We are committed to transparency and will update this policy accordingly.
We use the personal data we collect for various legitimate purposes, including:
Under the General Data Protection Regulation (GDPR), we process your personal data based on the following legal grounds:
We retain your personal data only as long as necessary for the purposes for which it was collected, or as required by law. Specific retention periods may vary depending on:
Generally:
As we are still developing our data management practices, specific retention periods are being established. You always have the right to request deletion of your data.
Our website uses cookies and similar tracking technologies to:
You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our website.
We may use third-party services to provide and improve our platform. These services may collect and process data under their own privacy policies, including:
We encourage you to review the privacy policies of these third-party services. We only work with reputable providers that maintain appropriate data protection standards.
As a data subject under GDPR, you have the following rights regarding your personal data:
You can request a copy of the personal data we hold about you.
You can request correction of inaccurate or incomplete personal data.
You can request deletion of your personal data in certain circumstances.
You can request limitation of how we process your data in specific situations.
You can request transfer of your data to another service provider in a structured format.
You can object to processing based on legitimate interests or for direct marketing purposes.
When processing is based on consent, you can withdraw it at any time.
To exercise any of these rights, please contact us at individends@gmail.com
We take appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.
Security measures include:
As we use various third-party services, your data may be transferred to and processed in countries outside the European Economic Area (EEA). We ensure that such transfers are protected by appropriate safeguards, such as:
If you have any questions about this Privacy Policy, want to exercise your rights, or have concerns about how we handle your personal data, please contact us:
We will respond to your inquiries within 30 days as required by GDPR.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or service offerings. When we make significant changes, we will:
We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.
If you believe we have not adequately addressed your concerns or if you wish to make a complaint about our data protection practices, you have the right to lodge a complaint with the relevant supervisory authority:
This Privacy Policy represents our current understanding and practices. As Individends is operated by an individual and continues to evolve, some specific practices may be refined over time. We are committed to transparency and will update this policy to reflect any changes in our data handling practices.